Cola For 2025 Estimate Calculator. Beginning in january, benefits will increase by 2.5%, or a little less than $50 a month for the average retiree. The cola was 3.2% in 2024.

The current social security cola projection for 2025 is 2.5%, according to the senior citizens league. The 2.5 percent cola will bump up the estimated average social security retirement benefit by $49 a month, from about $1,927 to $1,976, starting in january, according.